At LPL Financial, we provide unbiased investment recommendations that integrate a broad scope of investment strategies, including stocks, bonds, annuities, and mutual funds. Because we offer no proprietary investment products and have no investment banking operations, our recommendations are free from any potential conflicts of interest.  As a result, you get access to high-quality investment strategies.

Depending on your personal goals, your LPL Financial advisor may recommend a combination of nonproprietary products:

• Mutual funds
• Annuities and other tax-efficient investments
• Domestic and international securities
• Insurance
• Fee-based asset management programs
• Estate and financial planning
• Trust services
• Exchange Traded Funds (ETFs) and Exchange Traded Notes (ETNs)*

Your LPL Financial advisor can construct individual investment portfolios by using our unbiased research on the economy and a wide variety of investment-related topics. Our research department uses state-of-the-art technology-based tools and in-depth personal interviews to monitor mutual funds and other securities. Your LPL Financial advisor also has access to model portfolios based on different financial objectives that provide you with well-defined investment parameters.

*INFORMATION  REGARDING LEVERAGED AND INVERSE ETFs, ETNs, AND MUTUAL FUNDS (collectively referred to as “Products”) – Similar to any investment, these types of Products have risks.  These include the general risks associated with investing in securities, potential tracking error, and the possibility that particular indexes may lag other market segments or active managers.  Leveraged ETFs, ETNs, and mutual funds are different from and can be riskier than traditional ETFs, ETNs, and mutual funds.  Compounding of the returns, in particular for leveraged products, can produce a significant divergence from the underlying index over time, especially in volatile markets; therefore, these products should be actively monitored, as frequently as daily, and may not be appropriate as an intermediate or long-term holding. 

Additionally, these products may not be diversified and may be based on commodities or currencies.  These products may have higher expense ratios and be less tax efficient than more traditional ETFs, ETNs, and mutual funds.